With financial clouds gathering and uncertainty over savings and pensions, we can help put your mind at rest.

TV finance expert Alvin Hall answered your money questions live on southwalesargus.co.uk this afternoon.

Star of such BBC shows as 'Your Money or Your Life' and 'Alvin Hall's World of Money', he has been giving practical money advice for over a decade.

Together with Lloyds TSB, Alvin gave some much-needed advice on how to manage money and get into the savings habit – even when their finances are under increasing pressure.

So scroll down to see the answers he gave to your questions.

For more information on savings, go to www.lloydstsb.com/savvysaver