Free personalised video from Santa

There's a website that'll send your friends and family free, personalised online video messages from Santa (lasting around 60 seconds).

Just go to http://portablenorthpole.tv/ and follow this simple step-by-step process. To make it even more fun, upload an image of the person you’re sending it too.

Beat Ryanair’s £10 booking charge

While Ryanair advertises flights for pennies, it charges £10/return for most people paying by credit & debit cards.

You can currently avoid this charge by paying with a Visa Electron card, but from 1 Jan it’s charging £10 return on these too.

Yet from 1 Dec, it's not charging for bookings using Mastercard Prepaid cards.

The cheapest of these is the free ICE's Sterling Card (choose the UK pound version).

For a free guide got to www.moneysavingexpert.com/beatbudgetairlines

Get 10% off at Halfpriceperfumes.co.uk

Get 10% off already discounted perfumes and cosmetics at Halfpriceperfumes.co.uk

Just use the code hppxms10 at the online checkout before Tues 28 Dec. The code's valid on all items including special offers.